Handle up to 1 million orders or clients with 1 million unique IBANs—powered by rules-based wallets for splitting payments, reconciliation, and more.
Welcome to our website, where you can learn more about our upcoming services. Please note that we are not yet operational and are not accepting clients at this time. However, we invite you to explore our open positions. smartIBAN is not a bank and does not intend to become one.
Unlock the Power of smartIBAN
Why settle for outdated payment methods when your IBAN can do so much more?
Turn every SEPA payment into a real-time event. Get instant notifications, automate workflows, and integrate seamlessly with your business stack.
Cut costs by switching from high card fees to low-cost bank transfers. Enjoy faster settlements, more control, and full compliance.
Automate payouts, splits, or escrow with custom logic—whether it's sending payouts on trigger events or holding funds until delivery.
Enable frictionless payments across 27 countries with local IBANs. No blocks, no borders—just seamless transactions.
Build, integrate, and scale without constraints. Developers love our API-first approach, and CFOs trust our financial-grade security.
Seamlessly embed our API into your platform—your brand, your UI, no conflicts. Offer fully customized payment experiences.
The smartIBAN Difference
A better alternative to traditional banking.
smartIBAN
Instant IPNs
27 local accounts
Rules-based transfers & autonomy
No Chargebacks. Lower fees.
Fraud free, compliant bank payments.
Traditional banking
Slow SEPA confirmations
IBAN country discrimination
Manual workflows
Card fees & fraud
Chargebacks and high fees
How it works
Streamline global payments with local IBANs, instant alerts, and automated compliance—all through one intuitive platform.
Send payments instantly from any EU bank account.
Receive payments with a unique IBAN per transaction.
Set rules for how money moves, automatically.
Use our API to integrate seamlessly with your business.
For Industries That Move Fast
Auto-split fares between drivers and fleet managers in seconds using programmable rules.
Reconcile orders instantly and release funds upon delivery confirmation via real-time IPNs.
Enable compliant sub-accounts for freelancers or sellers, ensuring transparency and trust.
Support multi-vendor baskets and automate global payouts seamlessly through programmable workflows.
