Automate payouts, eliminate reconciliation headaches, and scale across Europe—all via one API.
Automate payouts to sellers or vendors with programmable rules. Split funds with precision (e.g., “Send 70% to vendor, 30% to platform”).
Get instant SEPA IPNs that are in sync with your ERP or marketplace dashboard. Streamline operations through fast reconciliation and mass payouts.
Let sellers start earning from day one with no security compromises. Onboard faster with compliant sub-account creation in as little as 6 hours.
Create flexible fund flows, automate settlements, and manage global payouts—all through programmable wallets.
Why smartIBAN?
Traditional payment systems slow you down. smartIBAN transforms how marketplaces operate:
smartIBAN advantage
Programmable rules to auto-split funds to vendors
27 local IBANs for frictionless cross-border payments
Real-time IPNs for instant reconciliation
Bank payments with lower fees and built-in compliance
Traditional solutions
Manual mass payouts
IBAN discrimination
Delayed SEPA confirmations
High card fees and fraud risks
How it works
Money In: Collect SEPA payments from buyers into local IBANs.
Money Out: Automate mass payouts to vendors or sellers with programmable rules.
Reconcile Instantly: Use real-time IPNs to sync transactions with your ERP or dashboard.
Scale Effortlessly: Provide local IBANs to international buyers and sellers in order to pay like locals.
Only
of Eurozone banks currently support SEPA Instant, leaving marketplaces with delayed reconciliation and payouts. smartIBAN bridges this gap with real-time IPNs and programmable fund flows.
Welcome to our website, where you can learn more about our upcoming services. Please note that we are not yet operational and are not accepting clients at this time. However, we invite you to explore our open positions. smartIBAN is not a bank and does not intend to become one.
Seamless Payment Flows for Modern Marketplaces
Automate vendor payouts, operate across 27 EU markets with local IBANs, and reduce overhead through real-time SEPA alerts.
Tailored Solutions for Every Marketplace
Auto-split fares between drivers and fleet managers in seconds using programmable rules.
Reconcile orders instantly and release funds upon delivery confirmation via real-time IPNs.
Enable compliant sub-accounts for freelancers or sellers, ensuring transparency and trust.
Support multi-vendor baskets and automate global payouts seamlessly through programmable workflows.
smartIBAN is GDPR-compliant, EMI-licensed, and built for European marketplaces’ true necessities.
