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At smartIBAN, we believe money should move as seamlessly as information. In a world where financial systems are stuck in outdated frameworks, we challenge the status quo — because
your money should move securely according to your rules, within a system designed to give you full control.
Managing money in Europe shouldn’t be this difficult. Yet, businesses, and creators still face unnecessary roadblocks — slow payments, rigid banking rules, and outdated systems that hold back innovation.
We eliminate cash flow delays and inefficiencies caused by the lack of real-time payment visibility, connecting SEPA transactions to your B2B commercial processes, giving businesses immediate insights into bank transfers and ensuring seamless financial operations.
We are smartIBAN, a disposable-IBAN orchestration platform on a mission to aggregate all 27 local EU IBANs—ensuring that 1 unique invoice = 1 unique IBAN.
We envision a future where pay-by-bank replaces Visa and Mastercard in the EU.
As this transformation unfolds, smartIBAN aims to be the backbone of payment infrastructure for Payment Service Providers (PSPs), enabling seamless, real-time transactions across Europe.
We operate as an Electronic Money Institution (EMI), aggregating Virtual IBANs from multiple European countries.
While we complement open banking, we go beyond it, offering a more direct, scalable, and efficient alternative for financial institutions and businesses.
Welcome to smartIBAN.
team members across compliance, tech, and product
1 invoice = 1 unique IBAN
Meet Our Team
From payments specialists to product visionaries, from engineers to compliance experts, we come from diverse backgrounds and are united by a common goal
to create financial solutions that are fast, transparent, and built for real-world needs.
We know the struggles firsthand. Some of us grew up watching family businesses deal with slow, outdated banking systems.
Others spent years in finance and tech, frustrated by the inefficiencies holding businesses and individuals back. So, we came together to do something about it.
Compliance
Payments Officer
Payments Officer
Compliance
Anti-fraud Manager
Anti-fraud Manager
Compliance
Anti-fraud Officer
Anti-fraud Officer
Tech
Lead Developer
Lead Developer
Tech
Developer
Developer
Tech
Developer
Developer
Digital Experience
Digital Experience Manager
Digital Experience Manager
Business Development
Chief Business Development Officer
Chief Business Development Officer
People
Chief People Officer
Chief People Officer
Finance
Finance Officer
Finance Officer
Finance
Accountant
Accountant
CTO
Founder
Founder
CRO
Founder
Founder
CEO
Founder
Founder
Compliance
Payments Officer
Payments Officer
Compliance
Anti-fraud Manager
Anti-fraud Manager
Compliance
Anti-fraud Officer
Anti-fraud Officer
Tech
Lead Developer
Lead Developer
Tech
Developer
Developer
Tech
Developer
Developer
Digital Experience
Digital Experience Manager
Digital Experience Manager
Business Development
Chief Business Development Officer
Chief Business Development Officer
People
Chief People Officer
Chief People Officer
Finance
Finance Officer
Finance Officer
Finance
Accountant
Accountant
CTO
Founder
Founder
CRO
Founder
Founder
CEO
Founder
Founder
We’re here to make payments smarter, faster, and easier — so you can focus on what really matters: growing your business, scaling your ideas, and having full control over your money.
Welcome to smartIBAN — built by experts, driven by innovation, designed for you.
Who We Are & What We Expect
At smartIBAN, our values are more than words. They define how we think, behave, work, and build. Here’s what we believe in:
Think critically, communicate with clarity. No unnecessary complexity, just smart, thoughtful solutions that drive real impact.
You only deploy deep expertise in your field of influence to solve complex problems.
The payments world can be cold, but we are not. Treat everyone with respect, fairness, compassion and understanding, because technology should uplift, not divide.
Flexibility is key, but never at the cost of ethics. Evolve, adapt, and innovate while ensuring that every decision is responsible and considerate.
Take ownership of things that need to be done. Don’t wait for change, just make it happen. Take responsibility, act proactively, and overcome obstacles.
Engage in constructive debate and share well-reasoned perspectives. The best ideas come from challenging assumptions, listening actively, and staying open to new ways of thinking.
Who We’re Looking For
At smartIBAN, we’re rethinking the way money moves. We challenge outdated banking models, harness cutting-edge technology, and create smarter, faster, and more user-controlled financial solutions.
If you believe money should work for people — not the other way around — you’re in the right place.
You see obstacles as opportunities and love turning complex challenges into simple, effective solutions.
No office politics, no bureaucracy — just smart, ambitious people focused on making a real difference.
You’re not here to clock in and out. You want to shape the future of payments and be part of something that matters.
And redefine how money moves.
