Automate reconciliation and get real-time bank payment alerts with local IBANs—cut costs, reduce fraud, and deliver a frictionless checkout experience.
Let customers pay via their local bank account (DE, FR, NL, etc.) with familiar IBANs—no blocks, no cross-border fees.
Get real-time SEPA IPNs that sync payments with orders in Shopify or your ERP instantly. Automate reconciliation and speed up order fulfillment.
Automate refunds with programmable rules tailored to your business. Reduce costs while maintaining customer trust.
Collect €10k–€100k payments directly into IBANs—no chargebacks, no friendly fraud, just bank-grade security.
Why smartIBAN?
Traditional solutions lack agility. smartIBAN offers 27 local IBANs, real-time payment notifications, and automated payouts to help you scale effortlessly.
smartIBAN advantage
Lower fees. No Chargebacks.
Real-time IPNs auto-update Shopify
27 local IBANs + white-label API
Programmable refund rules
Traditional E-commerce
High card fees & chargebacks
Manual reconciliation
Limited to Card APMs
Costly, slow refunds
Welcome to our website, where you can learn more about our upcoming services. Please note that we are not yet operational and are not accepting clients at this time. However, we invite you to explore our open positions. smartIBAN is not a bank and does not intend to become one.
How it works
Generate: Assign a unique IBAN to each order via API.
Collect: Buyer pays via their local bank. Instant IPN updates Shopify.
Refund: Program refund rules for faster returns.
Real-World Applications
Automate high-volume refunds while reducing costs and keeping customers happy.
Collect large-ticket payments securely via SEPA transfers without chargebacks or fraud risks.
Increase EU conversions by offering trusted local payment options like DE or FR IBANs.
Fuel Your Ecommerce Growth
Transform your payment operations to drive higher conversions, streamline order processing, and boost profitability.
Local IBANs build buyer confidence by offering familiar, trusted payment options—leading to fewer abandoned carts and increased sales.
Instant SEPA notifications and auto-reconciliation reduce manual delays, ensuring orders are processed and shipped faster.
Automated refund processes and reduced processing fees cut administrative overhead and lower transaction costs—saving money across the board.
A developer-friendly API means you can integrate smartIBAN quickly (in as little as 6 hours), allowing you to focus on scaling your business rather than managing payments.
Experience automated reconciliation, secure local IBANs, and real-time SEPA notifications—all in one solution.
